Building Financial Resilience: Drought Planning for Farming Families
Every farming family knows the rhythm of good seasons and lean ones. The operations that come through the dry years in good shape are rarely the ones that simply hoped for rain.
Are your financial goals on track?
Your checklist to get ready for the end of financial year.
Why Wealth Management?
Wealth Management involves careful analysis of all aspects of one’s finances—from investments to retirement plans.
The importance of Financial Well-being
Financial well-being is an important part of a happy and fulfilling life, yet it’s something that many of us struggle to maintain.
Budget snapshot: How the new budget affects you and your finances
In his speech delivered last Tuesday, The Federal Treasurer Jim Chalmers put forward the first budget for the new Government.
The key focus of the budget is a five-point plan to ease the cost of living.
The effect of rising inflation
This article discusses the effect of rising inflation and its impact on the Australian economy. It includes a list of ways to prepare yourself for a rise in inflation.
What does a good financial adviser do?
This article explains the role of a good Financial Adviser. Great insight into what we do/can do for you.
Make this year a financially healthy one
With a focus on the New Year, this article consists of a short guide to planning ahead for the year to come. It highlights financial activities each quarter of the year and recommends professional guidance.
Super in your 60s. It’s still not too late!
This article follows on from the earlier “super through the ages” series. With more Australians working (and living) for longer, it outlines ways to make the most of the final years in the workforce to boost super. For most Australians, their 60s is the decade that marks retirement. For some this means a graceful slide into a fulfilling life of leisure, enjoying the fruits of a lifetime of hard work. However, for many it means a substantial drop in income and living standards. So how can you make the most of the last few years of work before taking that
Superannuation… it’s not a case of “set and forget”
A warning that super is not something that can be left alone for too long. Time affects everything, and super strategies are no different. This article recommends that readers regularly review their super with their Financial Adviser to ensure it is still in line with meeting their future needs. The government regularly reminds us that each Australian must take responsibility for funding their future. Regardless of when you will be able to access your super, or when you choose to stop working, you need to be aware of how your superannuation is being managed and if the final balance will
10 common financial mistakes before retirement
This article addresses an important topic highlighting 10 common mistakes people make as they get closer to retirement. It recommends seeking professional advice. Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and pension systems doesn’t help. The upshot is that there are a number of common mistakes that retiring and retired Australians make. What are those mistakes and how might you avoid them? Underestimating how much you need The Association of Superannuation Funds of Australia’s (ASFA) Retirement Standard calculates that a
Has your life changed recently?
This article focuses on six life events that require your clients to review important planning issues. The busier we get the more we tend to put off the important things. Often the last subject we want to think about is our Will or other estate planning requirements. Living life always seems to get in the way! Sometimes that’s not our fault, especially if there has been a crisis or major change in our lives. The irony is that’s exactly when these issues should take a higher priority. If you or your family have recently (or not so recently) undergone a
Super in your 50s. It’s time to push the pedal down!
The last article in the series of super through the generations explains what to do to improve super balances in potentially the last decade before having to rely on it. It covers salary sacrificing, TTR, investment focus and insurance, and a recommendation to seek professional advice soon. If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past. Bliss. But galloping towards you is… retirement! How are you tracking? According to the Association of Superannuation Funds of Australia (ASFA),
